Target date funds are a class of asset allocation funds that adjust the investment ratios to reduce risk as the horizon date nears.  The horizon date could be the anticipated date of retirement or some other long term goal such as a child’s college start …

It’s the beginning of the year and I am putting into motion the plans I need to finalize to take the final steps into retirement.  Instead of making New Year’s Resolutions, I am making a checklist of what I want to have done before I …